Unfortunately, we will always be plagued with swindlers, fraudsters and scammers who are only too keen to relieve us of our well-earned cash. They also have absolutely no conscience and are more than happy to target the elderly.

Fake “Evri” delivery text scam
Delivery company “Evri”, formerly Hermes, is being impersonated by fraudsters ask-ing for bank details to pay a fake delivery fee. It asks the recipient to visit a website to pay a £1.45 shipping fee, and if they don’t pay, the parcel will be returned to the sender.

Phoney BT direct debit email
BT is being impersonated by scammers in an email that asks you to change your di-rect debit details.
As fraudulent emails go, this is a convincing one. It includes BT’s branding, logo and even BT’s customer service phone number. But the link behind the button directs you to a fake website. If you receive a message out of the blue about payment details, please always check with your provider directly before you click.

Fake Energy Bill Rebate Scheme
It’s not taken long for scammers to jump on the back of soaring energy bills. Emails using the logo of the energy regulator Ofgem claim to offer an ‘energy bill rebate scheme’ worth up to £450 per household. The email gives a link to click on which directs you to a fake online portal where victims are urged to share personal and payment details in order to claim their refund.
As always do not open the link and give no details

Santander Impersonation Scheme
Most of us receive dodgy texts but it’s nice to know the latest one doing the round.
This scam begins with what appears to be a warning text from Santander about so-called suspicious activity on your account. The warning is then meant to lure you into clicking a URL to notify Santander it wasn’t you.
As always, ignore and delete without opening any links

Never give your bank details to anyone you don’t know or do not trust and never give your bank card PIN number to anyone you don’t trust implicitly. Likewise, your PIN number should never be written down. When drawing cash out of an ATM then always cover your hand as you enter your PIN number.

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