Unfortunately, we will always be plagued with swindlers, fraudsters and scammers who are only too keen to relieve us of our well-earned cash. They also have absolutely no conscience and are more than happy to target the elderly.
Fake Energy Bill Rebate Scheme
It’s not taken long for scammers to jump on the back of soaring energy bills. Emails using the logo of the energy regulator Ofgem claim to offer an ‘energy bill rebate scheme’ worth up to £450 per household. The email gives a link to click on which directs you to a fake online portal where victims are urged to share personal and payment details in order to claim their refund. As always do not open the link and give no details
A recent scam that I am aware of, is a telephone call, claiming to be from your local authority council asking for your bank details so that they can pay you the fuel rebate. If you pay your council tax by standing order, direct debit or bank transfer, then the council already have your bank details and will automatically pay your rebate into your account, by mid-May. If you do on-line banking, check that this payment is made. You should all have received your rebate by now – bands A – D.
Santander Impersonation Scheme
Most of us receive dodgy texts but it’s nice to know the latest one doing the round.
This scam begins with what appears to be a warning text from Santander about so-called suspicious activity on your account. The warning is then meant to lure you into clicking a URL to notify Santander if wasn’t you. As always, ignore and delete without opening any links
Still doing the rounds, you will receive an email stating that there is a parcel due for delivery which has an insufficient amount of postage and cannot be delivered until the additional postage is paid. This is usually a very small amount, there is a link for you to click on which leads to a very realistic web site asking for your bank details. This will never happen from any delivery company.
Never give your bank details to anyone you don’t know or do not trust and never give your bank card PIN number to anyone you don’t trust implicitly. Likewise, your PIN number should never be written down. When drawing cash out of an ATM always cover your hand as you enter your PIN number.